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Top 10 Cheapest Cars to Insure in 2014

2014 Jeep Wrangler Sport - Least Expensive to Insure2014 Jeep Wrangler Sport - Least Expensive to Insure

Anyone shopping for a new car should be concerned about insurance rates. You are legally required to have car insurance if you want to drive in the U.S. and insuring a new car is typically more expensive than it would be on a used car. Insurance rates vary quite a bit by state and they can also vary significantly by vehicle. Typically luxury cars and sports cars cost more to insure because they are more expensive to repair or replace. Other considerations are how much damage the model can impart on other vehicles and occupants as well as theft rates.

If you are shopping for a new car and are concerned about insurance rates, you might want to see Insure.com’s comparisons of the most and least expensive autos to insure in 2014.  It probably won’t come as much of a surprise that the list of most expensive cars to insure consists mainly of Mercedes-Benz, Audi, and Jaguar models. The most expensive car to insure however is the Nissan GT-R track edition. The carbon fiber panels on the GT-R generally can’t be repaired, they have to be replaced and they are expensive.

As for the least expensive vehicles, to insure, the list is made up mostly of crossovers, SUVs, and minivans. According to Insure.com this is because drivers hauling kids typically have fewer claims and drive safer than other drivers.

The Top 10 Cheapest Cars to Insure:

  1. 2014 Jeep Wrangler Sport – Jeep Wranglers have a host of safety features and are inexpensive to repair. A base price of $22,395 also helps in keeping insurance costs down.
  2. 2014 Honda Odyssey LX – With seating for 8, the Odyssey is the epitome of a family ride and an IIHS Top Safety Pick+, the highest honor ever bestowed upon a minivan.
  3. 2014 Jeep Patriot Sport – The Patriot is the most “car-like” Jeep and starts at only $16,195.
  4. 2014 Honda CR-V LX – Honda excels in making safe vehicles and the CR-V is a reliable, smart SUV that gets great fuel economy.
  5. 2014 Jeep Compass Sport – One of the lowest priced off-road capable crossovers on the market with seating for 5 and ample room for cargo, the Compass starts at just $18,695.
  6. 2014 Chrysler Town & Country / Dodge Grand Caravan – With a 283 hp engine and 3 rows of seating either of these minivans will move your family in style.
  7. 2014 Subaru Outback 2.5i – The Outback is a stylish, roomy crossover with full-time all-wheel-drive and car-like handling.
  8. 2014 Dodge Journey SE – With seating for up to 7 and an available V6 along with a starting price below $20K the Journey handles well and offers a host of options and trims.
  9. 2014 Ford Escape S – The Escape’s roomy interior and sleek exterior make it a standout in the small crossover class.
  10. 2014 Jeep Grand Cherokee Laredo – Just making it into the top 10 the Grand Cherokee is loaded with safety features and has been a top choice as a luxury SUV for years.

See the full article at Forbes.com and let AutoBuying101.com help you find the best deal on your next auto.